Blue Moon (Jack Reacher #24)(20)

“I’m guessing everything didn’t,” Reacher said.

“The weekend came along, which was two more sessions, and then it was Monday, and then we found out.”

“Found out what?” Reacher asked, although he felt he could guess.

Mrs. Shevick shook her head and sighed and flapped her hand in front of her face, as if she couldn’t form the words. As if she was all done talking. Her husband leaned forward, with his elbows on his knees, and he continued the tale.

“Their third year,” he said. “When their investors got nervous. It was even worse than they knew. It was worse than anyone knew. The boss was keeping secrets. From everyone, Meg included. Behind the scenes the whole thing was falling apart. He wasn’t paying the bills. Not a dime. He didn’t renew the company health plan. He didn’t pay the premium. He just ignored it. Meg’s number wouldn’t run because the policy was canceled. On her fourth day of treatment we found out she was uninsured.”

“Not her fault,” Reacher said. “Surely. It was some kind of fraud or breach of contract. There must be a remedy.”

“There are two,” Shevick said. “One is a government no-fault fund, and the other is an insurance industry no-fault fund, both of them set up for this specific reason. Naturally we ran straight to them. Right away they got to work on how to apportion responsibility between them, and as soon as that’s done they’re going to refund everything we’ve spent so far, and then take care of everything else going forward. We expect a decision any day.”

“But you can’t pause Meg’s treatment.”

“She needs so much. Two or three sessions a day. Chemo, radiation, care and feeding, all kinds of scans, all kinds of lab work. She can’t get welfare. Technically she’s still employed, technically with a decent salary. No one in the press is interested. Where’s the story? Kid needs something, parents willing to pay. Where’s the punchline? Maybe we shouldn’t have signed that paper. Maybe other doors would have opened. But we did sign the paper. Too late now. Obviously the hospital wants to get paid. This is not emergency room stuff. It can’t be written off. Their machines cost a million dollars. They have to buy actual physical crystals of radioactive stuff. They want the money in advance. It’s what happens in cases like these. Cash on the barrelhead. Nothing happens before. Nothing we can do about it. All we can do is hang in until someone else steps up. Could be tomorrow morning. We have seven chances before the week is over.”

“You need a lawyer,” Reacher said.

“Can’t afford one.”

“There’s probably an important principle in there somewhere. You could probably get one pro bono.”

“We have three of that kind already,” Shevick said. “They’re working on the public interest aspect. Bunch of kids. They’re poorer than we are.”

“Seven chances before the week is over,” Reacher said. “Sounds like a country song.”

“It’s all we got.”

“I guess it almost qualifies as a plan.”

“Thank you.”

“Do you have a plan B?”

“Not as such.”

“You could try lying low. I’ll be long gone. The photograph they took will be no good to them.”

“You’ll be gone?”

“I can’t stay anywhere a week.”

“They have our name. I’m sure we can be traced. There must be old paperwork still around. One level down from the phone book.”

“Tell me about the lawyers.”

“They’re working for free,” Shevick said. “How good can they be?”

“Sounds like another country song.”

Shevick didn’t answer. Mrs. Shevick looked up.

“There are three of them,” she said. “Three nice young men. From a public law project. Paying their dues. Good intentions, I’m sure. But the law moves slow.”

Reacher said, “Plan B could be the police. A week from now, if the other thing hasn’t happened yet, you could head over to the station house and tell them the story.”

Shevick asked, “How well would they protect us?”

“I guess not very,” Reacher said.

“And for how long?”

“Not very,” Reacher said again.

“We would be burning our boats,” Mrs. Shevick said. “If the other thing hasn’t happened yet, then we need those people more than ever. Who else could we turn to when the next bill comes in? Going to the police would leave us with no access to anything.”

“OK,” Reacher said. “No police. Seven chances. I’m sorry about Meg. I really am. I really hope she makes it.”

He stood up, and felt large in the small boxy space.

Shevick said, “Are you going?”

Reacher nodded.

“I’ll get a hotel in town,” he said. “Maybe I’ll swing by in the morning. To say so long, before I hit the road. If I don’t, it was a pleasure meeting you. I wish you the best of luck with your troubles.”

He left them there, sitting quiet in the half empty room. He let himself out the front door, and he walked down the narrow concrete path to the street, and onward past parked cars and dark silent houses, and when he hit the main drag he turned toward town.