Full Dark, No Stars(30)
If I knew she was gone, Henry also knew, and probably before I did—schoolchildren are enthusiastic gossips. But he had said nothing. I suppose I was trying to give him a reason to let out all the hurt and recrimination. It wouldn’t be pleasant, but in the long run it might be beneficial. Neither a sore on the forehead or in the brain behind the forehead should be allowed to fester. If they do, the infection is likely to spread.
But he only grunted at the news, so I decided to poke a little harder.
“You and I are going to split the payback,” I said. “It’s apt to come to no more than 38 dollars if we retire the loan by Christmas. That’s 19 apiece. I’ll take yours out of your choring money.”
Surely, I thought, this would result in a flood of anger… but it brought only another surly little grunt. He didn’t even argue about having to take the Model T to school, although he said the other kids made fun of it, calling it “Hank’s ass-breaker.”
“Son?”
“What.”
“Are you all right?”
He turned to me and smiled—his lips moved around, at least. “I’m fine. Good luck at the bank tomorrow, Poppa. I’m going to bed.”
As he stood up, I said: “Will you give me a little kiss?”
He kissed my cheek. It was the last one.
He took the T to school and I drove the truck to Hemingford Home, where Mr. Stoppenhauser brought me into his office after a mere five-minute wait. I explained what I needed, but declined to say what I needed it for, only citing personal reasons. I thought for such a piddling amount I would not need to be more specific, and I was right. But when I’d finished, he folded his hands on his desk blotter and gave me a look of almost fatherly sternness. In the corner, the Regulator clock ticked away quiet slices of time. On the street—considerably louder—came the blat of an engine. It stopped, there was silence, and then another engine started up. Was that my son, first arriving in the Model T and then stealing my truck? There’s no way I can know for sure, but I think it was.
“Wilf,” Mr. Stoppenhauser said, “you’ve had a little time to get over your wife leaving the way she did—pardon me for bringing up a painful subject, but it seems pertinent, and besides, a banker’s office is a little like a priest’s confessional—so I’m going to talk to you like a Dutch uncle. Which is only fitting, since that’s where my mother and father came from.”
I had heard this one before—as had, I imagine, most visitors to that office—and I gave it the dutiful smile it was meant to elicit.
“Will Home Bank & Trust loan you 35 dollars? You bet. I’m tempted to put it on a man-to-man basis and do the deal out of my own wallet, except I never carry more than what it takes to pay for my lunch at the Splendid Diner and a shoe-shine at the barber shop. Too much money’s a constant temptation, even for a wily old cuss like me, and besides, business is business. But!” He raised his finger. “You don’t need 35 dollars.”
“Sad to say, I do.” I wondered if he knew why. He might have; he was indeed a wily old cuss. But so was Harl Cotterie, and Harl was also a shamed old cuss that fall.
“No; you don’t. You need 750, that’s what you need, and you could have it today. Either bank it or walk out with it in your pocket, all the same to me either way. You paid off the mortgage on your place 3 years ago. It’s free and clear. So there’s absolutely no reason why you shouldn’t turn around and take out another mortgage. It’s done all the time, my boy, and by the best people. You’d be surprised at some of the paper we’re carrying. All the best people. Yessir.”
“I thank you very kindly, Mr. Stoppenhauser, but I don’t think so. That mortgage was like a gray cloud over my head the whole time it was in force, and—”
“Wilf, that’s the point!” The finger went up again. This time it wagged back and forth, like the pendulum of the Regulator. “That is exactly the rootin’-tootin’, cowboy-shootin’ point! It’s the fellows who take out a mortgage and then feel like they’re always walking around in sunshine who end up defaulting and losing their valuable property! Fellows like you, who carry that bank-paper like a barrowload of rocks on a gloomy day, are the fellows who always pay back! And do you want to tell me that there aren’t improvements you could make? A roof to fix? A little more livestock?” He gave me a sly and roguish look. “Maybe even indoor plumbing, like your neighbor down the road? Such things pay for themselves, you know. You could end up with improvements that far outweigh the cost of a mortgage. Value for money, Wilf! Value for money!”
I thought it over. At last I said, “I’m very tempted, sir. I won’t lie about that—”
“No need to. A banker’s office, the priest’s confessional—very little difference. The best men in this county have sat in that chair, Wilf. The very best.”
“But I only came in for a shortie loan—which you have kindly granted—and this new proposal needs a little thinking about.” A new idea occurred to me, one that was surprisingly pleasant. “And I ought to talk it over with my boy, Henry—Hank, as he likes to be called now. He’s getting to an age where he needs to be consulted, because what I’ve got will be his someday.”
“Understood, completely understood. But it’s the right thing to do, believe me.” He got to his feet and stuck out his hand. I got to mine and shook it. “You came in here to buy a fish, Wilf. I’m offering to sell you a pole. Much better deal.”