A Good Yarn (Blossom Street #2)(96)

“Ms. Hamlin, this is Gary Schroeder from Puget Sound Security.”

“Yes?”

“We talked briefly a few weeks ago about a loan application you’d submitted,” he said. “I hope I haven’t caught you at an inconvenient moment.”

Bethanne tried to remember this particular loan officer, but drew a blank. She’d been ushered in and out of each financial institution in record time, so it was little wonder she didn’t recall meeting him.

“This is fine.” The timer on the oven told her the birthday cake was finished.

“Perhaps it would be better if you stopped by our loan department at your earliest convenience,” he suggested.

“Ah.” Bethanne rationed her gas usage and preferred not to take unnecessary trips. “If you could tell me what this is about, I might be able to manage that,” she said. With the phone still pressed against her shoulder, she opened the oven door, slid out the top rack and tested the cake by inserting a toothpick into the center.

“There’s a check waiting for you, Ms. Hamlin,” the loan officer replied warmly.

“A check? The bank reconsidered?”

“We can discuss that when you arrive.”

“I’ll be there in thirty minutes,” she said, her heart pounding hard. This was incredible! She couldn’t imagine what had convinced the bank to finally approve her loan. Whatever it was, she was ready to throw her arms around this man she couldn’t even remember meeting.

With the cake cooling on the counter and the beans in the fridge, Bethanne drove to the bank and parked in their nearby lot.

She found the desk with Gary Schroeder’s name and approached him, thrusting out her hand. “I’m Bethanne Hamlin,” she announced, then realized she still had her apron on. “Oops,” she said, untying it. “As you can see, I left in kind of a hurry.”

He gestured toward the chair. “Please, have a seat.”

Bethanne sat, perched on the edge of the chair.

“Thank you for coming so promptly,” he said.

“No problem. I did understand you correctly, didn’t I?” She gazed at him earnestly. “You did approve my loan?”

His mouth thinned. “Actually, no.”

“No,” she gasped. “Then why did you drag me all the way down here? I’m a busy woman, Mr. Schroeder. I have a business to run and—” The disappointment was so overwhelming she couldn’t finish. Not only had she wasted her time, but the gauge on her gas tank was hovering at empty. Raising her hopes like this was unfair! She stood up, ready to walk away, but Mr. Schroeder stopped her.

“You don’t have an account with our bank,” he began. “And—”

“Trust me,” she broke in. “I have no intention of opening one now if this is the kind of trick you pull on your customers.”

“Ms. Hamlin,” he said, lifting one hand in a conciliatory gesture. “I apologize for upsetting you, but this is a rather…unusual situation. Please, sit down.”

Bethanne reclaimed her chair and tried to swallow the lump forming in her throat.

“Early this morning, I received a call from a man who asked if you’d applied for a business loan with our institution. I can assure you it isn’t our policy to give out such information.”

“I should hope not.”

“The man, who requested not to be identified, said he’d like five thousand dollars deposited into your account.”

“But—as you said—I don’t have an account here.”

“Which I explained. He then asked if it would be possible to get you the loan amount you’d requested.”

“I’m afraid I’m confused,” Bethanne said.

“I don’t blame you. I was confused myself.”

“So, what does this mean?”

“It means that this person, who again asked that his identity not be revealed, wants to give you the money.”

“Give me the money,” she repeated.

“That’s right.”

Bethanne leaned forward in her chair. “Let me see if I understand this. Someone I don’t know wants to hand over five thousand dollars cash—to me. What’s the catch?”

“There is no catch.”

She still wasn’t sure she could believe this. “You’re positive about that?”

He nodded. “With the proviso that if the opportunity arises, you will do the same for someone else.”

“I see—well, I think I do. Sort of.”

“In other words,” he continued, opening a file. “I have a cashier’s check for you in the amount of five thousand dollars.”

Her jaw sagged open as the reality set in. She stared at Gary Schroeder, unable to comprehend who would do such a thing. Then it came to her. She knew of only one possible person who’d want to help her like this, and while she couldn’t be sure, she felt she had to ask.

“I have a friend…. The money doesn’t happen to come from a man by the name of Paul Ormond, does it?”

Mr. Schroeder shook his head. “As I explained earlier, your benefactor has requested anonymity.”

“But it isn’t Paul?”

He smiled kindly. “No.”

Bethanne tried to think who else her benefactor might be. It didn’t seem at all likely that Grant would do this. She realized he had regrets about the divorce, but if he’d found it in his heart to give her this money, he’d certainly want her to know what he’d done.