One Good Deed(75)

“Think about it, Archer. When someone lies, it means they’re trying to cover something else up, only reason to lie. Hell, son, you should know that, as much as you lied to me! Now, when a husband kills a wife or a wife kills a husband, there are normally only two motivations, least in my experience. First, they have somebody on the side.”

“Well, Pittleman had Jackie, but Marjorie knew about that.”

“Doesn’t mean she was happy about it.”

Archer thought back to what Jackie had told him about it and nodded his head in agreement. “And the second motivation?”

“Hell, Archer, ain’t it obvious? Money!”

“But we found out that he might not be as rich as some think.”

“Which is why I checked with the insurance company that wrote a policy on Hank Pittleman.”

“Insurance policy? How’d you hunt that down?”

“It’s my dang job, Archer. I got good relations with all the insurance folks. See, they don’t want to pay out money any more than you and me would on debts we owe. We find a way to save them the dough, they like that. And they cooperate.”

“So what’d they tell you?”

“That a half-million-dollar life insurance policy was taken out on Hank Pittleman about four months ago. His wife’s the sole beneficiary.”

“Hold on, why would they give a policy to a sick man who’s dying?”

“You struck the nail on the damn head there, Archer. I like that. You could be a detective yourself with some training. You got the right nose for it.” He motioned over the waitress and ordered another cup of coffee and a piece of the cobbler.

“Here’s the thing. They had Pittleman undergo a physical, see. I mean, they all do that. Nurse or a doc comes and does what they do. But they ain’t gonna find a tumor in your head by sticking a thermometer under your tongue or putting a stethoscope against your chest.” Shaw grinned. “But there’s a but. You figure out what it is?”

Archer took only a moment to think about this. “If he was told six months before that he was dying, and they took out the policy four months ago and didn’t tell the insurance folks?”

Shaw’s grin deepened, and he pointed at Archer. “Bingo. That’s insurance fraud. See, on the form they got a little clause that says the applicant knows of no medical or other health condition that would materially alter the risk of the policy being written, or some such legal language like that. Companies do that to cover their ass, and keep the customers honest, and, more important, build in a way not to pay out the money.”

“And since they knew he was dying when they got the policy, the Pittlemans committed fraud?”

“Damn right. And it wasn’t just the wife’s doing. I mean, Hank Pittleman had to know about the policy, otherwise why would they be sending somebody to check out his health? Now Pittleman’s beyond the law, but his wife’s not.”

“You think she had him killed? I mean, I can’t imagine her doing it herself.”

“Naw, if she did kill him, she got someone to do it. Now we just have to prove it.”

“But you have the motive right here. A half-million bucks.”

“Yeah, I can prove insurance fraud all right, and that’ll get her a year in prison maybe. But that’s not why I’m here, Archer. I’m here to catch a murderer. Whoever killed that man needs to hang. And if his wife paid someone to do it, she needs to go to prison for a long time, maybe the rest of her life. Hell, they might hang her, too.”

Archer shook his head.

“What?” said Shaw.

“She just looked like a lost old lady, not a killer.”

Shaw wagged a finger at him. “Remember this, son, if you remember nothing else: Sometimes it’s the ones that look and act like angels you got to watch out for. People are funny. And sometimes a nice outside covers up a real nasty dark side. Dealt with a lot of folks like that in my time. Smile at you while they’re readying the knife to cut your throat.”

“I guess you’re right.”

“No guessing about it. Now, you were saying this Dickie Dill was threatening you ’cause maybe you were working with me?”

“What he said, more or less. And he wasn’t at work today.”

“Wonder where he got to, then?”

Archer shook his head. “No idea.”

Shaw stretched and yawned.

“You look tired, Mr. Shaw.”

“During the war they gave us Benzedrine to help us stay awake when we were flying bombing missions. We were popping so many pills, Archer, it was like goddamn candy.” Shaw shook his head. “Hardest damn thing I ever had to do, kick that crap.”

“Got a question.”

“Shoot.”

“Why would Marjorie hire someone to kill her husband so she could collect the half-million bucks if he was going to die anyway?”

“Now that’s a right good question, Archer. Shows your instincts again. But I’ll tell you why, son, and this is called putting the whole picture together based on what we know. What I figure is she knew about the gambling and was worried he might mess things up so badly that even the life insurance policy wouldn’t help her. Or he might not have the dollars to keep the premiums paid up. Policies that big ain’t cheap, and you miss one payment, they cancel the policy. So, she doesn’t want to wait for him to kick the bucket from the cancer. She speeds up the process.” Shaw paused when his coffee and pie came. He shared the slice with Archer.