Anxious People(13)

But we weren’t ready to become adults. Someone should have stopped us.

The truth? The truth is that just as the bank robber ran out into the street, a police officer happened to be walking past. It would later become apparent that no police officers were yet looking for the bank robber, seeing as the alarm hadn’t been raised over the radio, seeing as twenty-year-old London and the staff in the emergency call center took plenty of time to become mutually offended by one another first. (London reported a bank robbery, which led the call operator to ask “Where?” which led London to give them the address of the bank, which led the call operator to ask “Aren’t you a cashless bank? Why would anyone want to rob that?” which led London to say “Exactly,” which led the call operator to ask “Exactly what?” which led London to snap “What do you mean ‘Exactly what’?” which led to the call operator hitting back with “You were the one who started it!” which led London to yell “No, you were the one who…,” after which the conversation quickly deteriorated.) Later it turned out that the police officer the bank robber saw in the street wasn’t actually a police officer but a traffic warden, and if the bank robber hadn’t been so stressed and had been paying attention, that would have been obvious and a different escape strategy might have been possible. Which would have made this a much shorter story.

But instead the bank robber rushed through the first available open door, which led to a stairwell, and then there weren’t exactly many options except to go up the stairs. On the top floor one of the apartment doors was wide open, so that’s where the bank robber went, out of breath and sweating, with the traditional bank robber’s ski mask askew so that only one eye could see anything. Only then did the bank robber notice that the hall was full of shoes, and that the apartment was full of people with no shoes on. One of the women in the apartment caught sight of the pistol and started to cry, “Oh, dear Lord, we’re being robbed!” and at the same time the bank robber heard rapid footsteps out in the stairwell and assumed it was a police officer (it wasn’t, it was the postman), so in the absence of other alternatives the bank robber shut the door and aimed the pistol in various different directions at random, initially shouting, “No… ! No, this isn’t a robbery… I just…,” before quickly thinking better of it and panting, “Well, maybe it is a robbery! But you’re not the victims! It’s maybe more like a hostage situation now! And I’m very sorry about that! I’m having quite a complicated day here!”

The bank robber undeniably had a point. Not that this is in any way a defense of bank robbers, but they can have bad days at work, too. Hand on heart, which of us hasn’t wanted to pull a gun after talking to a twenty-year-old?

A few minutes later, the street in front of the building was crawling with journalists and cameras, and after they came the police arrived. The fact that most of the journalists arrived before the police should in no way be interpreted as evidence of their respective professions’ competence, but in this instance more as proof that the police had more important things to be getting on with, and that the journalists had more time to read social media, and the unpleasant young woman in the bank that wasn’t a bank was evidently able to express herself better on Twitter than over the phone. On social media she announced that she had watched through the large front window of the bank as the robber ran into the building on the other side of the street, whereas the police didn’t receive the call until the postman who had seen the bank robber in the stairwell called his wife, who happened to work in a café opposite the police station. She rushed across the road, and only then was the alarm sounded, to the effect that what appeared to be a man armed with what appeared to be a pistol, wearing what appeared to be a ski mask, had rushed into a viewing in one of the apartments and had locked the real estate agent and prospective buyers inside. This was how a bank robber failed to rob a bank but instead managed to spark a hostage drama. Life doesn’t always turn out the way you expect.

Just as the bank robber closed the door to the apartment, a piece of paper dislodged from a coat pocket fluttered out into the stairwell. It was a child’s drawing of a monkey, a frog, and an elk.

Not a horse, and definitely not a giraffe. That was important.

Because even if twenty-year-olds can be wrong about a lot of things in life (and those of us who aren’t twenty can probably agree that most twenty-year-olds are wrong so often that most of them would have just a one in four chance of answering a yes or no question correctly), this particular twenty-year-old was actually right about one thing: normal bank robbers ask for large amounts and round figures. Anyone can go into a bank and yell: “Give me ten million or I’ll shoot!” But if a person walks in armed and nervous and very specifically asks for exactly six thousand five hundred kronor, there’s probably a reason.

Or two.





18


The man on the bridge ten years ago and the bank robber who took people hostage at an apartment viewing aren’t connected. They never met each other. The only thing they really have in common is moral hazard. That’s a banking term, of course. Someone had to come up with it to describe the way the financial markets work, because the fact that banks are immoral is so obvious to us that simply calling them “immoral” wasn’t enough. We needed a way to describe the fact that it’s so unlikely that a bank would ever behave morally that it can only be considered a risk for them even to try. The man on the bridge gave his money to a bank so that they could make “secure investments,” because all investments were secure in those days. Then the man used these secure investments as security against loans, and then he took out new loans to pay off the old ones. “Everyone does this,” the bank said, and the man thought: “They’re the ones who should know.” Then one day all of a sudden nothing was secure anymore. It was called a crisis in the financial markets, a bank crash, even though the only ones who crash are people. The banks are still there, the financial markets have no heart that can be broken, but for the man on the bridge, a whole life’s savings had been replaced by a mountain of debt, and no one could explain how that had happened. When the man pointed out that the bank had promised that this was “entirely risk-free,” the bank threw out its arms and said: “Nothing’s entirely risk-free, you should have known what you were getting into, you shouldn’t have given us your money.”